No Excuses!

Survivor

I’m a 51-year-old mother and grandmother who has navigated a diverse and challenging journey through life. With a background in the medical field, I've built a career that spans construction administration, life insurance, and entrepreneurship. As a domestic violence survivor, both in childhood and adulthood, I’ve faced obstacles that could have held me back, but I’ve always chosen to rise above them.

Growing up in a poor, uneducated family, I became the first in my family to graduate from college on my own. For many years, I was a single mom, fiercely fighting to create a brighter future for my children. I’ve worn many hats, including that of an emergency medical technician on the ambulance, and I've embraced countless opportunities along the way.

Life has certainly thrown its share of challenges my way, but I’ve never allowed them to define me. My journey has instilled in me a relentless spirit and a commitment to personal growth. I continue to strive to be a better person every day, not just for myself, but for my family as well. My mission is to give back in any way I can, especially to those who’ve helped me on my journey of life.

Discover how FinFit Life empowers individuals to improve their health and wealth, with a lifestyle to enjoy them.

Did you know that life insurance has evolved? It’s not just a safety net for when you’re gone; it can benefit you while you’re alive!

Aloha my name is Lisa Wright and I’m a Financial Fitness Director with Finfit Life. My goal is to provide Servant Leadership to my Community, friends and Ohana!

Here are some exciting options:

1. Rewards for Healthy Living: Many policies now offer incentives for maintaining a healthy lifestyle.
2. Premium Discounts: Enjoy lower rates when you meet specific health benchmarks.
3. Cover Long-Term Costs: Life insurance can help manage expenses related to long-term care.
4. Chronic and Critical Illness Benefits: Access funds when facing serious health issues, giving you financial flexibility.

Now, I’m educating myself and discovering how life insurance can work for me beyond just a death benefit. Life insurance is no longer just a safety net; it’s a versatile financial tool. Explore what FinFit Life has to offer and see how it can work for you today!

💡 Let’s change the conversation around life insurance together!

FINFIT LIFE INFO

Check out how we SAVE LIVES 🤎

Saving Lives 🤍

Introducing FINFIT LIFE

How Vitality Works!

Mastering Yourself

Life Insurance Designed for Diabetics

Insurance 101

Indexed Universal Life

Indexed universal life (IUL) insurance is a type of permanent life insurance policy that offers a death benefit and the potential to grow cash value over time:

•Cash value
IUL policies include a cash value account that earns interest based on a stock market index, such as the S&P 500 or the NASDAQ Composite.

•Policyholder input
IUL policies give policyholders more control over how their cash value grows.

•Guaranteed minimum interest
IUL policies offer guaranteed minimum interest crediting rates to protect the policyholder's cash value from market losses.

•Tax-advantaged
IUL policies offer tax-advantaged cash value growth and a tax-free death benefit.

•Flexible premiums
IUL policies offer flexible premiums.

•IUL policies can be used to accumulate money for retirement, emergencies, college savings, or business working capital.

Term Life Insurance

Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during the specified term.

•These policies have no value other than the guaranteed death benefit and don’t feature a savings component (as is found in permanent life insurance products).

•Term life premiums are based on a person’s age, health, and life expectancy.

•Depending on the insurance company, it may be possible to turn term life into whole life insurance.
You can purchase term life policies that last 10, 15, 20 years, or more and you can usually renew them for an additional term.

Whole Life Insurance

Whole life insurance is a type of permanent life insurance that covers the insured for their entire life, as long as premiums are paid on time. It's different from term life insurance, which only covers the insured for a set amount of time.

Here are some characteristics of whole life insurance:

•Guaranteed cash value
The policy builds cash value that grows tax-deferred and is guaranteed to increase, regardless of market fluctuations. The policyholder can access this cash value while they're still alive and use it however they want.

•Death benefit
The policyholder's beneficiaries receive a payout, also known as a death benefit, when the policyholder passes away.

•Dividends
Participating whole life policies may earn dividends that can be used to increase the death benefit, pay premiums, or taken as cash.

•Premiums
Premiums tend to be more expensive than term life insurance, but they remain the same over time.

Whole life insurance can be a good option for people who want lifelong protection and flexibility. The cash value component can be used as a savings tool and can be used broadly across a financial plan.

5 lesser known benefits of life insurance

Life insurance policies often include secondary benefits that many people, even policyholders, aren’t always aware of.
In some cases, policies can be used to help pay for long-term care, medical bills, or disability income.
You may be able to borrow against your life insurance to help supplement your retirement

Should you buy life insurance for family members?

•To purchase life insurance for someone else, you need to prove that they have insurable interest (financial loss and hardship should the insured person pass away).

•Life insurance for a spouse can help ease the financial burden of lost income, childcare or running a household.

•Purchasing a policy for a parent can help ensure an inheritance for future generations, or cover expenses such as long-term care or estate taxes.

•Purchasing a policy for a child can help ensure they are medically eligible for insurance or can be used as a vehicle to pass wealth to future generations.

•If a sibling is supporting your parents, or if they face health issues that may result in unpaid expenses, life insurance can help protect your finances if responsibility passes to you.

LifeVantage Top Picks

ACTIVATE WELLNESS
More Than Supplementation. It’s Activation.

Science has shown the way to defy the inevitable. LifeVantage products help tap into processes that have slowed down and restore them to a more healthy, youthful state


Recommendation #1

Turn Up GLP-1. Turn Down Food Noise.

Take back control, quiet cravings, and hush your hunger with the next evolution in Activation–the MindBody GLP-1 System™. This innovative, patent-pending system is clinically shown to naturally increase GLP-1 by an average of 140% as it balances hunger hormones—no injections or prescriptions required. Build better habits, achieve your ideal weight, and become a stronger, healthier you. ◊*‡Ω

Real People. Real Studies. Real Results.

Participants in a 12-week human clinical study saw significant improvements:

• Increased GLP-1 by 140% on average Ω
• Lost 9 lbs in 8 weeks on average and up to 25 lbs in 12 weeks‡
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Recommendation #2

Ready. Set. Glow.

Vibrant, youthful skin comes from within when you pair 2 products with beautifully ageless benefits. Together, TrueScience® Liquid Collagen and Protandim® Nrf2 Synergizer® help rebuild collagen from within and defend your skin health. Liquid Collagen helps activate your body’s ability to create collagen and helps reduce the appearance of fine lines and wrinkles as it increases your skin’s moisture and improves texture. Nrf2 Synergizer helps minimize visible effects caused by oxidative stress and activates the production of antioxidants. You’ll feel good in your skin and glow from within.*

Benefits
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Recommendation #3

Get It Done.

Move your mind. Move your life. Get motivated with AXIO Smart Energy nootropic supplement. You get a targeted blend of vitamins, minerals, and phytonutrients that support energy metabolism—without unwanted calories or sugar. While AXIO gives you instant energy, it also delivers other benefits, such as support for your body’s response to everyday stress. Wake up your brain, nourish your body, and get the right kind of energy, right when you need it, without the jitters or caffeine crash.*

Benefits
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Recommendation #4

Burn More Calories

PhysIQ Fat Burn turns your body into a lean, mean wellness machine. It activates your body’s natural ability to convert fat tissue into a form that helps burn more calories, which can lead to an overall fat reduction, especially in the problematic mid-section. The proprietary formula combines green coffee bean extract, B vitamins, and Sinetrol®— an innovative ingredient that’s scientifically shown to help you achieve a leaner body when paired with a lifestyle that includes a balanced diet, moderate exercise, and adequate sleep. Take a step to a leaner, happier, more energetic you—today!

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