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Sarah Andita is a strategic business leader, and civic & social philanthropist with 9+ years of experience at a Southeast Asia regional level across Construction & Real Estate, Insurance, Automotive, Technology, Financial and Professional Services, and Government-linked sectors. With a foundation in Business Development; M&A Transaction Advisory - Due Diligence; Auditing (External, Internal, Forensic/Fraud); Capital, Derivatives & Futures Market Analysis; Accounts Receivable, and Strategic Analysis.

She led the Strategy Department for a $670M+ portfolio of luxury villas, resorts, and residential projects, overseeing 12 developments. Her strategic leadership focuses on A+ markets, including Singapore, China, and Indonesia. Projected 22%+ IRR per annum over a 10-year period through optimized pricing, land use, and cross-border capital deployment, positioning the asset for accelerated value creation and diversified exit opportunities; and $150M+ in foreign investment by streamlining regulations, enhancing investor returns, and simplifying transaction processes. Managed by a wholly owned subsidiary of a Singapore-based global real estate investment company listed on the Singapore Exchange (SGX) (~$134B AUM).

She also oversees the Marketing and Business Development Department for a diversified group operating in end-to-end residential, construction, architecture, and interior design (portfolio: 1 subcontractor, 1 wellness villa in pre-construction, 15 residential developments, 2 commercial projects, 15 interior design projects, and 23-house residential cluster). She has worked for prestigious clients such as KOICA Seoul National University, Government, SOE, UHNWIs/HNWIs, and Private. Additionally, she serves as Managing Partner - Real Estate, overseeing all aspects of the business, including client relationships, investment strategies, and operational efficiency. She provides strategic insights for investors, private clients, and family offices across Southeast Asia, including in-depth market analysis; tailored investment strategies for residential, resort, and mixed-use properties; evaluation of auction and distressed assets; and discreet advisory services aligned with client goals, with focus on Indonesia, Malaysia, and Singapore assets.

Leveraging her expertise in M&A transaction advisory — due diligence, Sarah also collaborates with a trading company as a strategic deal originator and capital partner liaison, managing procurement-driven transactions across sectors such as oil & gas, mining, construction and infrastructure, industrial equipment, logistics, and more. She oversees public and private procurement processes—including open and restricted indo-government tenders, direct appointments, e-procurement platforms, and private sector deals through RFQs, RFPs, and direct negotiations. Due diligence on counterparties’ payment history, financial stability, and funding sources is performed by specialists under her supervision. Sarah leads the review and validation of these assessments to ensure effective capital deployment and risk mitigation.

As a 2x Startup Founder (+EBITDA, net-profitable, non-VC-backed), Sarah directed international cross-functional teams collaborating with advisors from Goldman Sachs, World Bank, and Deutsche Bank, along with Forbes-recognized mentors focused on driving net-profitable & +EBITDA outcomes across roles like CEO, Chief Business Officer, and Board Commissionaire.

“Her philosophy centers on liquid profitability, operational efficiency, and value creation, rejecting growth-at-all-costs mentalities in favor of durable business fundamentals.”

In parallel, Sarah brings licensed expertise in insurance as an Advisor and Sales Agent at AlifebyVision, a strategic unit within the Vision Agency, operating under Allianz Life Indonesia— a subsidiary of Allianz SE (OTC: ALIZF) —one of the world’s largest and most stable insurance and asset management firms, with (~$2.28T) in AUM and a strong AA-rated balance sheet, reflecting its global financial stability and credibility). She holds credentials from the Indonesian Life Insurance Association (AAJI) and Sharia Insurance Association (AASI). She entered the sector to capitalize on its financial advantages: recurring revenue, scalable commissions, and compounding growth potential.

Previously, she worked at subsidiary of a Tokyo Stock Exchange (TSE) listed financial group (~$8.27B total assets), with operations across Southeast Asia. While the company operates in various sectors, she specialized in financial and real estate sectors, including:
• Financial Business: Debt purchasing and management; Receivables collection
• Real Estate Business:
1) Real Estate Development and Construction (Real Estate Development; Design and Construction of Detached Houses; Subdivision)
2) Sales and Leasing (Sales of Single-Family Houses; Real Estate Auction; Real Estate Leasing; Property Trading)
3) Property Management and Consulting (Real Estate Rental Management; Property Consulting).

She provided strategic insights to system operations to design and enhance business processes, while also conducting internal and fraud audits to assess controls and compliance across all business units and departments. By delivering actionable recommendations, she ensured their implementation, driving performance improvements and operational efficiencies. As a fraud and internal auditor, her core responsibilities included:
• Managing non-performing loans (NPLs),
• Handling asset-backed loan guarantees (such as land, property, and vehicle assets),
• Overseeing internal controls for auction assets,
• Optimizing recovery rates through its Asset Management Unit (AMU)

She worked closely with the President Director and C-suite executives; Cross-functional teams, including the legal department; Notaries; Individual and property agents companies; and Licensed Public Appraisal Service Office, authorized by the Ministry of Finance, provide independent asset valuations. Despite the segment recording a ~$57.9M loss in operating income—driven by COVID-19-related constraints on loan issuance and weak debt recovery—the business unit grew revenue to ~$152.7M. Her work played a pivotal role in supporting the group’s regional recovery, contributing to asset quality improvements and operational stabilization amid post-pandemic headwinds.

Sarah worked at a firm affiliated with Intercontinental Grouping of Accountants and Lawyers (IGAL), part of a global network of 100+ firms across 45 countries, facilitating cross-border financial and legal services with 50 years of experience.

She conducted in M&A Transaction Advisory - Due Diligence, she led due diligence in the logistics sector for a Southeast Asian investment firm specializing in hybrid securities, including debt, convertible bonds, preference shares, and equity, with a primary focus on growth capital investments. The firm, with $1.5B+ deployed across Indonesia, Singapore, Philippines, and Malaysia, is recognized for its disciplined investment approach and commitment to delivering risk-adjusted returns while supporting sustainable regional development. Sarah’s analysis supported investment decisions in companies valued at $15M+, with deal sizes starting from $7.5M and structured over 3–5 year horizons. Her work ensured deals matched the firm’s target ownership range (10–50%) and value creation goals, while also meeting key governance standards like those in the CDC Investment Code. She combined detailed financial analysis with strategic thinking to long-term investment decisions.

In parallel, She contributed to IPO readiness audits for a property development company (IDX-listed). The company is part of a well-established real estate group based in Singapore, which manages a diversified property portfolio valued at approximately $260M. Listed on both the Singapore Exchange (SGX) and Frankfurt Stock Exchange (FSE), the group holds a variety of assets, including residential, office, serviced apartment, retail, and integrated hospitality properties, as well as a real estate fund management business, the group’s investment properties are valued at $321.2M. Sarah reviewed the company’s financial systems, governance, and compliance to ensure it met IPO requirements. Her work helped prepare the company for a successful public listing in Southeast Asia’s real estate market.

Additionally, Sarah contributed to financial statement audits for diverse sectors, including:
• Financial Services: Venture capital, payment providers.
• SMEs & Professional Services: Procurement, visa services, legal translation.
• Heavy Industries: Coal mining, aviation/logistics, manufacturing (electronics, industrial goods).
• Consumer & Luxury: Automotive (Ferrari importer), beauty/wellness, F&B (bakeries).

Furthermore, she served as an independent Financial Consultant in the Sports & Entertainment sector, supporting clients such as football club in Indonesia. In this role, she prepared financial statements and produced detailed financial reports tailored to the needs of organization.

Earlier, she developed her foundation in audit assurance and tax compliance at Dezan Shira & Associates, a pan-Asian professional services firm renowned for its market entry advisory and regulatory expertise across 15 Asian markets. The firm's comprehensive services - spanning M&A advisory, tax, legal, and HR, combined with its thought leadership through Asia Briefing publications and membership in the Leading Edge Alliance, provide unique value to multinationals navigating Asia's complex business environment.

Previously, she joined KONE Corporation, a publicly listed Finnish engineering company on the Nasdaq Helsinki (ticker: KNEBV) and a constituent of the OMX Helsinki 25 Index, part of the global Nasdaq, Inc. group, also operates the Nasdaq stock exchange in the U.S. As Accounts Receivable Manager for Indonesia within the Southeast Asia regional team, she managed payment structures, AR aging and bank guarantee, ensuring financial stability and mitigated risk for high-profile commercial developments in Indonesia, including Indonesia One, District 8 Senopati, Ritz Carlton, Grand Hyatt, Telkom Landmark Tower, Taman Anggrek, Gold Coast, Graha Niaga, Bank Indonesia, Wisma Mulia 2, Club Med Bintan, and more.

She oversaw client relationships with property developer clients included Plaza Indonesia Realty Tbk (IDX: PLIN), Telkom Indonesia Tbk (IDX: TLKM), Intiland Development Tbk (IDX: DILD), Gallant Venture Ltd. (SGX: 5IG) under Salim Group, China Sonangol Group, Agung Sedayu Group, Agung Podomoro Group, ASRI (Agung Sedayu Real Estate Indonesia), China Sonangol Media Investment, Lippo Group, Dua Mutiara Group, Pacific Place Jakarta, MRA Group, Niaga Graha Cipta, Mulia Land, Bank Indonesia (as a central bank), Club Med, Bintan Resort Development Corporation (BRDC), etc

KONE—a global leader present in 60+ countries—is renowned for engineering excellence in urban mobility solutions, with iconic projects including iconic projects including big developments such as Marina Bay Sands, the under-construction Jeddah Tower, One World Trade Center in New York, The Shard in London, Burj Khalifa in Dubai, Sydney's Barangaroo development, and the Louvre Abu Dhabi. The corporation has earned consistent industry recognition: Forbes' Most Innovative Companies (2014), EcoVadis Gold for sustainability, Dow Jones Sustainability Index inclusion, and multiple design awards (Red Dot, iF Design). Its ethical operations are validated by Ethisphere's World's Most Ethical Companies designation and Great Place to Work® certifications globally.

Prior to her tenure at KONE, Sarah developed specialized financial expertise as a Futures & Derivatives Market Analyst at a Commodity Futures Trading Regulatory Agency (BAPPEBTI)-regulated brokerage firm in Indonesia. Operating under Financial Services Authority of Indonesia (OJK) supervision and holding memberships with Jakarta Futures Exchange (JFX), Indonesian Derivatives Clearing House (KBI), and Indonesian Commodity Futures Trading Association (ASPEBTINDO).

She was certified by the Indonesia Stock Exchange(IDX)’s Capital Market School, sharpening her technical capabilities in investment analysis, risk management, and portfolio strategy—core competencies for pricing, hedging, and trading in volatile markets.

Her role includes:
• Directly involved in regulated derivatives markets, with a focus on analyzing and executing futures contracts tied to commodities such as oil, gold, and agricultural products, as well as financial futures including stock index instruments.
• Encompassed risk management, using futures contracts to hedge against risks arising from global market movements, such as currency fluctuations or changes in stock indices.
Strategy development, creating trading strategies based on a blend of technical analysis, such as chart patterns, and fundamental analysis, including key economic reports.
• Analyzes international economic indicators, central bank policy, and geopolitical risk, critical to derivatives pricing, risk calibration, and portfolio positioning in globally interconnected markets.
• Monitored currency futures — contracts derived from major forex pairs such as EUR/USD and USD/JPY — and incorporated foreign exchange volatility into broader cross-asset strategies. Equity index futures (e.g., S&P 500, Nasdaq-100, Nikkei 225) were tracked to assess global risk sentiment and the impact of U.S. and international equity markets on futures pricing. Market analysis integrated macroeconomic developments across major global exchanges, including the CME Group, Intercontinental Exchange (ICE), and Nasdaq.

Sarah’s foundational experience includes working with two key government institutions: the Investment and One-Stop Integrated Services Department (operates under the technical guidance of the Ministry of Investment and Downstream Industry/Indonesia Investment Coordinating Board). In this role, she supported investor facilitation and regulatory compliance processes. The department focuses on various sectors such as Downstream Industry; Manufacturing; Infrastructure and Construction; Energy and Natural Resources; Creative Industry and Tourism; and Agriculture and Plantation, all key areas for investment and development within Indonesia's national investment framework at the regional level. Also, the Library & Archives Services (under The National Archives of the Republic of Indonesia), where she contributed to digital preservation initiatives.

Through this work, she gained critical expertise in navigating multi-layered Indonesian governance systems—government operations, budget management, and regulatory frameworks spanning multiple levels of Indonesian governance, aligned with Indonesian government regulations, including Laws, Government Regulations, Presidential Regulations, Regional Regulations, Presidential Instructions, Ministerial Decrees, and Circular Letters.

Her undergraduate research at the Financial and Development Supervisory Agency (a non-ministerial government institution directly reporting to the President of Indonesia) examined public financial oversight and governance practices at the highest levels of government. The agency is tasked with financial and development oversight, including auditing, consulting, anti-corruption enforcement, and capacity-building in supervision. The research yielded insights into these areas, contributing to a deeper understanding of governance frameworks. The project earned a final evaluation score of 3.5/4, equivalent to ~88% on a standardized 100-point scale.

Sarah is a Member of the Institute of Indonesia Chartered Accountants (IAI) - the official professional body representing accountants in Indonesia and an Associate Member of Chartered Accountants Worldwide. A founding member of the International Federation of Accountants (IFAC) and the ASEAN Federation of Accountants (AFA), IAI is responsible for the development of Indonesian Financial Accounting Standards (PSAK), which are aligned with International Financial Reporting Standards (IFRS). IAI also issues specialized standards, including those for Sharia accounting, integrating principles from the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), and standards for the public sector, supporting reform through convergence with International Public Sector Accounting Standards (IPSAS).

As an IAI member, Sarah adheres to the International Ethics Standards Board for Accountants (IESBA) Code of Ethics and the Indonesian Financial Accounting Standards (PSAK) framework, ensuring independence, professional integrity, and governance compliance across all engagements. She is part of a professional network committed to high-quality, ethical, and globally aligned accounting practices, and contributes to key initiatives such as sustainability reporting, digital transformation, and public financial management enhancement — Sarah hold Bachelor's degree in Economics, Major in Accounting and a Minor in Auditing (awarded a full merit-based scholarship (academic grant) for excellence). Her academic foundation includes advanced coursework in:
• Auditing Specialization: Forensic Audit, Management Audit, Public Sector Audit, State Financial Audit
• Financial Competencies: Financial Accounting, Company Budgeting, Cost & Management Accounting
• Regulatory & Governance: Public Sector Accounting, Professional Ethics, Taxation
• Cross-Border Finance: Investment & Portfolio Management, International Business

Sarah was selected for the competitive Jakarta-Silicon Valley Founder Institute program (Spring 2023; <30% acceptance rate)—a top-tier global accelerator with a demonstrated track record: 6,800+ startups launched across 200+ cities, $2.5B+ in aggregate funding raised, 150+ exits (acquisitions/IPOs), and a 4,000+ mentor network.

Sarah has also been admitted to the Valar Institute’s MBA in Leadership & Management at Quantic School of Business and Technology (acceptance rate <13%), where she earned the 2025 Apex Scholarship—a merit-based award for high-performing professionals.

The Valar Institute is distinguished by:
1) Elite alumni network
Professionals at : Finance & Banking (JPMorgan Chase, Goldman Sachs, Morgan Stanley, HSBC, Barclays, Bank of America, Citi, RBC, Capital One, Nasdaq, Fidelity Investments); Consulting & Professional Services (McKinsey, BCG, Bain, Deloitte, Accenture, PwC, EY, KPMG); Technology & Software (Google, Amazon, Tesla, SpaceX, Microsoft, Meta, Apple, Oracle, IBM, Cisco, Siemens, Adobe, TikTok, ByteDance, Palantir, Salesforce, Zoom); Healthcare & Pharmaceuticals (Pfizer, Roche, Novartis, Johnson & Johnson, Kaiser Permanente, Takeda, Abbott, AbbVie, GSK); Consumer Goods & Retail (Coca-Cola, PepsiCo, L’Oréal, Nestlé, Procter & Gamble, Unilever, Adidas, Nike, IKEA, Disney, Pret a Manger); Energy & Manufacturing (ExxonMobil, Shell, BP, Boeing, 3M, GE, Lockheed Martin); Transportation, Platforms & Hospitality (Uber, Airbnb, Marriott, Stripe, Shopify) and other Fortune 500/tech leaders.

2) Global network
15000+ professionals across 150+ countries

3) Ivy League-Caliber Curriculum & World class faculty
Crafted by former professors from institutions like Harvard, Stanford, and MIT, the curriculum fuses academic rigor with real-world business relevance. Courses are delivered by seasoned executives, Ivy League educators, and industry leaders with experience at firms such as Google, McKinsey, NASA, and BlackRock. Learners benefit from personalized mentorship and direct access to experts in entrepreneurship, strategy, technology, and finance.

4) Industry recognition
Ranked among the top 50 tech MBAs (Kaiser Associates); featured in Fast Company, Financial Times, and EdTech Digest.

5) Rigorous accreditation
Licensed by the District of Columbia Higher Education Licensure Commission (Washington, DC) and accredited by the Distance Education Accrediting Commission-DEAC (recognized by the U.S. Department of Education and the Council for Higher Education Accreditation-CHEA), with additional State Authorization Reciprocity Agreement (SARA) membership and Bureau for Private Postsecondary Education (BPPE) licensure for California operations.

6) Entrepreneurial Focus & Outcomes
Capstone initiatives and venture labs are structured as high-stakes simulations of real startup ecosystems, designed to sharpen strategic thinking, investor communication, and operational execution.

1. Education & Child Empowerment

Sarah’s contribution to society is reflected in her involvement as a Facilitator of Inspiration Factory Foundation, where she leads learning initiatives for underserved children. Drawing on her prior guidance from a psychologist on handling children, she helps them build confidence and overcome adversity through a structured, values-based curriculum.

She has also donated a curated selection of books from her personal collection, accumulated from childhood to the present, to mobile and regional libraries, with the intention of enhancing access to educational resources and fostering a culture of reading within underprivileged communities.

2. Youth Leadership & Advocacy

Sarah is also a member of the ASEAN Youth Leader Association Indonesia, Light of Women, and Indonesia Student Youth Forum. Furthermore, she has collaborated with the United Nations Department of Economic and Social Affairs, Google, and 2030 Youth Force to advocate for the establishment of secure environments for young people with the campaign ‘Safe Spaces for Youth’ on International Youth Day.

Moreover, she has participated as a delegate in the ASEAN Xchange, Asia Pacific Students for Liberty Conference, Indonesia Youth Forum, and Indonesia Student Forum. As part of her community action work during the Indonesia Youth Forum, she participated in tree-planting activities at Babakan Siliwangi urban forest and helped coordinate the distribution of 1,000 milk cartons during Car Free Day in Dago, both located in Bandung, the capital city of West Java, Indonesia. She also took part in tree planting at Ragunan Botanical Gardens in Jakarta.

She has actively engaged with key national leaders and participated in national forums and discussions on policy, youth development, and innovation, including:

• Discussed national issues with Indonesian economist and 11th Vice President Prof. Dr. H. Boediono, B.Sc., M.Ec., at the national palace, in an event also attended by former Minister of Youth and Sports of the Republic of Indonesia Andi Alifian Mallarangeng.

• Engaged in dialogue with former Deputy Speaker Taufik Kurniawan at a discussion forum held at the House of Representatives and the People’s Consultative Assembly of the Republic of Indonesia complex.

• Participated in a discussion at the U.S. Embassy’s American cultural center.

• Took part in dialogues with former Minister Linda Amalia Sari Gumelar at the Ministry of Women’s Empowerment and Child Protection of the Republic of Indonesia.

• Engaged in discussions with former Minister Syarifuddin Hasan at the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia.

• Participated in dialogues with former Minister of National Education Dr. KH. Muhammad Nuh, DEA, at the Ministry of National Education of the Republic of Indonesia.

• Participated in a national policy forum, directing a strategic question to Minister of Finance of the Republic of Indonesia Sri Mulyani Indrawati, S.E., M.Sc., Ph.D., to underscore the alignment between a presidential candidate’s digital economy agenda and Millennial-driven innovation, supporting public perception during the election cycle.

• Took part in a national youth-focused discussion forum at the Independence Building, engaging in conversations on leadership and youth development. The youth forum was attended by distinguished Indonesian leaders including K.R.M.T. Roy Suryo Notodiprojo (former Minister of Youth and Sports of the Republic of Indonesia), Basuri Tjahaja Purnama (former Regent of East Belitung), Elvyn Masassya (former CEO of Jamsostek), Hugua (former Regent of Wakatobi), and Ayi Vivananda (former Deputy Mayor of Bandung), who shared their leadership journeys and views on empowering the next generation.

3. Community Development

Sarah dedicated two months to a community service program, under Ministry of Education, Culture, Research, and Technology of the Republic of Indonesia, working in rural areas to drive impactful education, health, and community development initiatives, aimed at enhancing local well-being and fostering inclusive growth.

4. Public Health & Scientific Contribution

Sarah’s contributions to public health were recognized when she became a Regional Champion in the National Narcotics Board (BNN) Writing Competition, addressing issues related to narcotics.

Additionally, she was a National Finalist in the Appropriate Technology Exhibition organized by the Ministry of Villages, Development of Disadvantaged Regions, and Transmigration, in collaboration with the Ministry of Home Affairs of the Republic of Indonesia. There, she presented her research to the public—work that was developed when she won first place in the Regional Science Research Competition hosted by the Indonesian Institute of Sciences (LIPI), where Prof. Yohanes Surya, Ph.D., a prominent Indonesian scientist, served as one of the jury members.

In another year, She also contributed her research to LIPI following a first-place award in the National Youth Science Research Paper Competition hosted by the Indonesian Institute of Sciences (LIPI), based on fieldwork at PT Timah Tbk (IDX: TINS) – a vertically integrated, state-owned enterprise producing > 20,000 metric tons of refined tin annually, representing approximately 6 – 8% of global supply, and underpinning Indonesia’s position as the world’s second-largest tin producer.

5. Cultural Preservation

To support the preservation of intangible cultural heritage, Sarah authored a folklore book based on oral histories. She personally traveled to remote areas to find and interview local individuals, and later submitted the work to the Arts Council.

During her early teens, Sarah attended a private school established by the Founder and Chairman of Royal Golden Eagle (RGE), a $35B Singapore-based global group with operations across Asia, the Americas, and Europe. Through direct exposure to RGE’s subsidiary, APRIL Group—one of Asia’s largest integrated pulp and paper producers, managing over 480,000 hectares of plantation forest, with an annual production capacity of 2.8M tonnes of pulp, 1.15M tonnes of premium office paper, and Its flagship PaperOne™ brand is distributed in over 110 countries.

She gained early exposure to global-scale manufacturing, sustainability strategy, and operational discipline. Participated in science competitions and site visits that offered a close-up view of large-scale industrial operations, including sustainability systems such as wood legality verification and conservation initiatives in collaboration with World Wildlife Fund (WWF). Observed firsthand the integration of structured systems, multinational workforce dynamics, and execution aligned with global business standards.

Beyond her professional pursuits, Sarah approaches life with energy and enthusiasm. She embraces adventure through high-intensity workouts such as F45, CrossFit, Barry’s, and the Chloe Ting challenges, as well as outdoor activities like Golf and Surfing.

She also enjoys music, often singing and dancing. She attends music event such as Ultra Music Festival or DWP.

A Sybarite, Sarah appreciates the finer things in life, including a well-crafted Negroni, her preferred wines, and champagne. She seeks out dining experiences that reflect her deep appreciation for gastronomy. She holds a certificate of participation from the Gastro Asesora workshop by the Indonesia Gastronomy Association.

In her free time, she explores the intricacies of human psychology, fashion, and design, stays engaged with podcasts and documentaries, follows Formula 1 racing, SG ART, Art Basel, and hones her culinary skills. She attends fashion events as mood boosters.

Culturally, she finds meaning in collecting art, traditional garments and textiles—such as kebaya, songket, and heritage fabrics—and jewelry made from natural stones, seed beads, and pearls as a way to honor craftsmanship and regional identity.

In contrast to her high-energy pursuits, Sarah also embraces slow living and finds fulfillment in connecting with nature. She participates in wellness retreats and adopts an intentional, neuroscience-informed approach to mental wellness. She often resets and restores mental clarity through low-stimulation practices such as watching YouTube ride videos (walking, biking, or train rides), listening to nature soundscapes, and taking phone-free walks or jogs in natural environments. These routines reflect her identity as a nature seeker and support her commitment to balance, cognitive recovery, and holistic self-care.

Real Estate • Property Development & Construction • Financial & Professional Services • Insurance • Automotive